EVERYONE HAS A STORY, WHAT IS YOURS?
HOME OWNERS
DO YOU KNOW WITH AN INCOME OF $7k ONWARDS YOU CAN UPGRADE TO PRIVATE PROPERTIES BUT NOT USING ANY EXTRA FUNDS ?
LET US SHOW YOU HOW YOU CAN DO IT
READ ON TO FIND OUT MORE
DO YOU KNOW WITH AN INCOME OF $7k ONWARDS YOU CAN UPGRADE TO PRIVATE PROPERTIES BUT NOT USING ANY EXTRA FUNDS ?
Have you ever asked yourself :
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It is possible to upgrade in a safe & stress free manner by having right plans & strategies.
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FIND OUT HOW YOU CAN :
Click here for a free sharing session |
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Let’s meet for a NO-OBLIGATION & FREE sharing session and we would show you how!
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YOUR WEALTH IS BEING EATEN AWAY MONTH AFTER MONTH WHEN MORE & MORE OF YOUR CPF IS BEING LOCKED IN YOUR HDB
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With most or all of your CPF channelled into your HDB flat, you lose 1 - The 2.5% interest you could have earned if you had left it inside CPF 2 - The accrued interest of 2.5% be returned to CPF when you sell eventually That is total of 5% TAKEN AWAY from you, year after year. |
For example, if $250,000 worth of CPF funds is used to pay for your HDB, at the end of 5 years, you lose $32,850 in interest earnings at the end of 5 years.
Selling your HDB at the end of 5 years, you would need to return $282,850 to CPF, which is $32,850 less cash from the sales proceed of your property.
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DID WE MENTIONED THE 2.6% INTEREST YOU PAY EVERY YEAR FOR YOUR HDB LOAN? So how can you escape from this TIME BOMB? Let’s meet up for a non- obligatory session with us to find out! |
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Which Do You Think Works Better For You?
You may be thinking that if you were to purchase the condo, you would need to give a higher cash outlay and monthly mortgage
This is what Mr & Mrs Lim thought too
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Real estate is crucial to a person's retirement plan. Mr and Mrs Lim 35 years old. In 30 years time, they would reach the retirement age of 65 years old. The average age of Life Expectancy in Singapore is at 85 years old which means they would expect to live for 20 years after retiring. Let's say they spend only $3,000 a month, $3,000 X 20 years = $720,000 They would need $720,000 to retire on $3,000 a month |
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Let's say they want to sell their property and downgrade to a $300k HDB flat for retirement If they had purchased and upgraded to a $500k HDB They would have a $500k HDB flat that is fully paid. After selling the $500k HDB and moving over to the $300k HDB, they would get back $200k Based on a monthly $3,000 spending, they would have used this $200k in 6 years. BUTIf they had purchase and upgraded to the $1mil Condo They would have a $1mil Condo that is fully paid. After selling the $1mil Condo and moving over to the $300k HDB, they would get back $700k Based on a monthly spending of $3,000, this $700k can last them for 20 years. |
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If You Are Looking To Sell, You Would Have :
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A GREAT OPPORTUNITY IS AT YOUR DOORSTEP RIGHT NOW
With our validated strategies, you can UPGRADE and let your property work for you instead of you working for your propertyMeet us for a FREE & NON-OBLIGATORY sharing session for more info.
Click here for a free sharing session |
What You Can Expect From The Sharing Session :
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Is your HDB Liability or Asset?  |
We Would Provide You :
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GAIN financial freedom for you and your family |
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GROW your asset portfolio using property investment plans. |
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GENERATE passive income. |
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MAINTAIN reserve funds. |
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RETIRE with more extra funds. |
 About Gerard & Millie
We are Gerard and Millie - Husband and Wife team. Like many of you, our first home was a BTO. We sold our 7 year old HDB in 2018, and embarked our journey on asset progression, working towards our retirement. Find out from us how we made our BTO work harder for us, our future. If you are still holding to a HDB, find out from us whether you should continue to hold or let go? What are your options with risk assessment? A husband and wife team, we pride ourselves as dedicated and trustworthy professionals in real estate since 2010. We have successfully helped many of our clients to sell their properties above valuation in a short period of time. If you are thinking of embarking on asset progression, we are here to help you to achieve your dreams. Passionate about what we do, we are: ✅ Customer focused, results driven & proven ✅ Innovative, with an eye for detail ✅ Trustworthy, backed with customers' testimonials. Talk to us today for a non obligated discussion for more info. Click Here For A FREE Sharing Session |
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If you have bought your HDB before 2013, and have a combine income of $7k or more, We have a STRATEGY that you can use to upgrade to condo and GAIN EXTRA FUNDS FOR SAVINGS Interested to know more info? Register for a free discussion with us to know how you can do it.
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